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Ellen, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36714
Experience:  Bankruptcy Lawyer. Experienced.
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our car was in our bankrupcy and was totled before the bankrupcy

Customer Question

our car was in our bankrupcy and was totled before the bankrupcy was over the ins. paid off 1/2 of what the total credit line was for now 7 years later they have hired a lawer and he says they will take me to court for the balance.
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  Ellen replied 7 years ago.
Was it a chapter 7 or 13 bankruptcy?
Customer: replied 7 years ago.
we files a chapter 7 . we ahve not heard anything about this till just about 6 mo. ago from the creditors collection agency by phone. we never got anything in the mail. then we recieved a phone call from theie lawer yesterday to say we are getting taken to court.
Expert:  Ellen replied 7 years ago.

If you took out the car loan prior to filing the bankruptcy, your personal liability would typically have been discharged in the bankruptcy. You will want to inform the lawyer that the debt was discharged in your bankruptcy and send him a copy of your discharge.

Good luck.