You should get a bankruptcy attorney asap because if you commence a bankruptcy proceeding you can have the car returned to you and be put into a repayment plan to repay your debts. Because you were in bankruptcy before, the consulting bankruptcy attorney will need to assess what affect the prior filing will have on the current case. However, as long as the car has not been sold, which it most likely has not since it was just repo'd, when you file bankruptcy you will be able to have the vehicle returned to you.
I hope you found this information helpful.
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