Thank you for your information. I am happy to assist you.
I understand that you are adverse to bankruptcy since you have successfully negotiated your other debts. However, it is an option available to you.
The attorney handling the am ex account is likely working on a contingency fee basis. If so, he is not going to be anxious to transfer the collection to another attorney to file suit as he will not be paid. It is in his best interest to keep working with you. That said, you can consider telling him that he should transfer the case and sue. He may be pushing you to get the best deal he can and when he realizes that this is your best deal, he may be more willing to agree.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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