Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Thank you for your question. I am happy to assist you.
My experience has indicated that it appears easier to reestablish credit after a Chapter 7. The reason for this seems to be that after a Chapter 7 discharge, the debtor is prohibited from filing another Chapter 7 for 8 years. This means that the individual has very few debts remaining after discharge and an inability to receive a second discharge for 8 years.
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Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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At what point can you start reestablishing credit?