Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
As long as the judgment is entered (meaning that you have received a "notice of entry of judgment" from the court) before you file for bankruptcy protection, the bankruptcy court will have jurisdiction to discharge the judgment (assuming that the judgment is dischargable under federal law).
Even if the judgment is entered while your bankruptcy is pending, you can amend your petition to include the judgment. However sometimes a pending state court action can have an adverse affect on the bankruptcy trustee's ability to exercise control over your assets. So, you may want to discuss the effect of the state court judgment with your bankrupty attorney before you decide when to file your bankruptcy petition.
I'd say that's pretty conclusive.
If the court ordered judgment in favor of the plaintiff, then that is a judgment. However, the court may have also ordered the plaintiff to prepare a proposed judgment for entry by the court -- or, the court may write the judgment itself. Until that judgment is entered, you're not completely done.
You can call the attorney for the plaintiff and ask if they are preparing a final judgment and when they expect to file it for the court's signature.
As for knowing whether the judgment is dischargable, that depends on what the judgment is for. Here's some info on dischargable debts: http://www.uscourts.gov/bankruptcycourts/bankruptcybasics/discharge.html#debts.
Concerning the "link" you requested, I see nothing in any of your previous posts about any link, so you'll have to clarify your question.
Yes, they can take your car, and if you sell it to your husband in order to avoid the creditor, you will be liable for a fraudulent transfer and the creditor can still reach the car.
As far as your being "set-up," apparently you have been communicating with other experts here for a while about this subject. I have not read those communications, however, your being set up by someone else, may give you rights against that person, but it doesn't necessarily avoid your liability to others.
Disability, no.Your husband's home, no. Your car, yes. Any transfers made now, to a trust, or otherwise will be deemed frauduent and intended to avoid the creditor.
If you have a lot of assets other than that which you've described, then you may want to consider moving to Texas or Florida, because those jurisdictions have very high homestead exemptions so you can protect a large amount of money in your home.
But, you have to move for a reason not connected to avoiding your creditors, otherwise the court will not permit you to save your assets in the home.
Rather than going over this piecemeal, take a look at the chart in the attached link. This is the federal set of bankruptcy exemptions applicable to Pennsylvania. It seems to be more beneficial to you then Pennsylvania's state exemptions.
You're obviously very concerned about your situation. Bankruptcy lawyers provide free consultations. You really should consider contacting one locally and discussing your specific situation, so that you will know exactly where you stand.
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