Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Thank you for your question. I am happy to assist you.
You can send a copy of your discharge to the reporting agencies with a request that they update their records accurately. If they fail to do so, you can bring an action against them under the fair credit reporting act.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
Thank you, Customer/span>
THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE
Did the creditor have notice of your filing, maybe because of another card you had with the same creditor?
Were any assets available in your bankruptcy to pay the creditors?
Send the collection company a copy of your discharge and a letter instructing them that the debt was validly discharged in your bankruptcy. Instruct them to stop all collection action against you. If they persist in their collection efforts, you can file an action against them under the Fair Debt Collection Act.