Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
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You can send a copy of your discharge to the reporting agencies with a request that they update their records accurately. If they fail to do so, you can bring an action against them under the fair credit reporting act.
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Did the creditor have notice of your filing, maybe because of another card you had with the same creditor?
Were any assets available in your bankruptcy to pay the creditors?
Send the collection company a copy of your discharge and a letter instructing them that the debt was validly discharged in your bankruptcy. Instruct them to stop all collection action against you. If they persist in their collection efforts, you can file an action against them under the Fair Debt Collection Act.
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