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Can you help in translating what CA Health & Safety Code section

Customer Question

Can you help in translating what CA Health & Safety Code section 18037.5 mean?
Submitted: 5 years ago.
Category: Bankruptcy Law
Expert:  Samuel-II replied 5 years ago.

hi

 

i can assist you with this matter - do you have the Code in front of you - what is your question(s) specifically?

 

if you want a full interpretation, it deals with a foreclosure due to a default on the financial contract and explains how such default notice needs to be delivered to the registered owner(s) by the creditor before the filing of foreclosure documents

Customer: replied 5 years ago.
Filed for Bankruptcy & case discharged. No reaffirmation or contract in place with the creditor of a manufactured home. Per judge on our case,Section 18038.7 applies to us. If we decide to sell does the difference between the loan amount & value home still our reponsibility? If we decide to stay @ our home would the loan amount shrink down to the value of the home per this section 18038.7?
Expert:  Samuel-II replied 5 years ago.

hi

 

i am going to move your question to our bankruptcy department - hang in there one of those experts will be with you

Customer: replied 5 years ago.

Ok Thank you. I'll wait to hear from someone in the bankruptcy department. In a bind need answer ASAP before NOD goes into effect.

Customer: replied 5 years ago.
Relist: I still need help.
Filed for Bankruptcy & case discharged. No reaffirmation or contract in place with the creditor of a manufactured home. Per judge on our case,Section 18038.7 applies to us. If we decide to sell does the difference between the loan amount & value home still our reponsibility? If we decide to stay @ our home would the loan amount shrink down to the value of the home per this section 18038.7?

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