Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
You can commence a bankruptcy proceeding to temporarily halt any pending eviction process that the mortgage lender may pursue since the foreclosure sale has already occurred. However, you may have better luck pursuing a wrongful foreclosure action since you did not have notice of the sale. You can also consider a temporary restraining order to try and stop an eviction or to enjoin the lender from taking any particular action that you feel is wrongful under the circumstances.
You should contact an attorney in your area regarding these options asap.
However, a bankruptcy alone will not allow you to keep your home because the foreclosure sale has already occurred. You are trying to regain title to your property that was previously foreclosed and should most likely be pursued through an avenue other than bankruptcy.
I hope you found this information helpful.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).