Thank you for your question. I am happy to assist you.
Your attorney appears to be correct. Absent a court order to the contrary, you do not appear to have personal liability on home 2. The bank is executing on its security (the house).
You may have difficulty leasing a new vehicle for the next couple years. However, had the property gone into foreclosure without the bankruptcy, you would likely have had even more difficulty due to the deficiency on the loan.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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