Thank you for your question. I am happy to assist you.
Since you have not signed the reaffirmation and have listed the lender as a creditor, you do not typically need to take additional action.
You likely have some time before you will need to vacate the house. The lender will first need to obtain relief from stay, next foreclose and finally give you 30 days notice to vacate.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE