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Thank you for your question. I am happy to assist you.
There is no case law that I have found exactly on point since the new bankruptcy laws took effect. However, you may have a strong argument in your favor.
In Florida, when a debtor voluntarily sells a homestead property, the proceeds of the property are protected as homestead providing that the debtor intends to reinvest in a new homestead. Following this line of thinking, you appear to have a strong argument that the money you received from the refinance is still exempt and therefor you can put the money back into the home.
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