Thank you for your follow up question.
Since you have contacted each of the credit reporting bureaus in writing and demanded that the erroneous information be removed, you can consider an action against the reporting companies under the Fair Credit Reporting Act. However, please bear in mind that the correct information to report would be to reflect the judgment.
Instead, you may want to consider proceeding with the plan we discussed in the prior Q&A first. Once you have the court order from the bankruptcy court barring the collection of the debt, you can directly send that order to the reporting companies.
If this plan does not make sense to you, please post me back.
If you have additional questions, please do not hesitate to submit them to me directly.
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THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE