Thank you for your question. I am happy to assist you.
You can consider a Chapter 11 bankruptcy. A Chapter 11 bankruptcy is a reorganization. It can force lenders to restructure loans. The Chapter 11 may give you the time and help that you need.
A Chapter 11 bankruptcy is very complex and specialized. You will need several hours of a local bankruptcy attorney's time to fully evaluate your situation and come up with a workable plan to propose to the court.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE