Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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Typically after a foreclosure sale, an occupant would have at least 30 days to vacate the premises.
If you file a Chapter 13 bankruptcy prior to sale date and provide proper notification to the lender, the sale date would be cancelled. In a Chapter 13 you can reinstate the mortgage. The lender might be more willing to negotiate with you after you file a Chapter 13.
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