If you cannot secure a job, then you will need to file for Chapter 7
rather than Chapter 13. Chapter 13 requires the debtor to make monthly payments into a 3 to 5 year plan to pay off the debt. Chapter 7 discharges the debt almost immediately...of course the catch is that your assets will be liquidated and the proceeds paid to the creditors. However, every state exempts certain property (i.e. certain property will not be liquidated).
Delaware seems to be a bit harsher than many in that a motor vehicle up to a certain limit does not have its own exemption. Do you own the car outright or are you making payments? If you're making payments then you can reaffirm the debt (i.e. you will continue paying for the car outside of the bankruptcy). If you own the car outright, then it may be sold depending on its value. If it's not worth much, then you can exempt it (there is a $500 exemption for any personal property). You can see all of the exemptions HERE
. If it's on the list, that means it can't be sold to pay your debts.
As for buying a house, you will eventually qualify for a home loan. I've actually heard of people being approved for a mortgage the day after they are discharged in bankruptcy. Of course, that was prior to the current housing crisis that was partially brought on by giving those people loans. But even if it takes a few years, you will definitely qualify for a home loan at some point.
I hope I've been helpful. Please remember to accept my post. Thank you and good luck!