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VanDLaw, Attorney
Category: Bankruptcy Law
Satisfied Customers: 833
Experience:  Chapter 7 & 13
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can I file for chapter 13 bankcruptcy after my chapter 7 has been discharge

Customer Question

we filed for chapter 7 and all unsecured debts has been discharge now my house is in the process in being sold at an auction. I would like to file for chapter 13 to do a repayment plan.
Submitted: 8 years ago.
Category: Bankruptcy Law
Expert:  VanDLaw replied 8 years ago.



You would be able to file for a Chapter 13 if you received your Chapter 7 discharge more than four (4) years ago. The timeframe is calculated from the date of discharge to the date of filing the new petition. I


n order to take a Chapter 13 there are two general requirements you must have:


  • stable income
  • ability to commit to long term (up to five years) financial plan
  • Customer: replied 8 years ago.
    <p> </p><p>it didn't answer my question is after a discharge on bancruptcy chapter 7 can I immediately file for a chapter 13 bancruptcy? like right away>.   </p>