Thank you for your question. I am happy to assist you.
You have the right to rescind a reaffirmation
at any time prior to the entry of your discharge or within 60 days after the reaffirmation agreement is filed with the court, whichever occurs later.
If you missed both deadlines, unfortunately, you are personally liable for the debt.
To rescind a reaffirmation agreement, you must mail a written notice
to the creditor informing the creditor that you are rescinding the reaffirmation agreement. Send the original letter to the creditor and a copy to the bankruptcy clerk’s office.
I hope that the information which I provided was helpful to you.
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THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE