Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Thank you for your question. I am happy to assist you.
Unfortunately the fact that you intend to pay a debt or you have repaid other debts, is not a defense to a breach of contract action based upon failure to pay a legitimate debt.
Since you have admitted the validity of the debt, the "trial" will likely consist only of Citibank's attorney motion for judgment.
After the judgment is granted, perhaps you can work out a payment plan with the attorney representing Citibank.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
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