Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Bankruptcy will protect someone from the debts that are discharged by the bankruptcy. Creditors must be listed and noticed so they can contest the basis for the bankruptcy, if they so desire. If you have a debt to someone that was not discharged in the bankruptcy, the debt is not protected by the bankruptcy.
That said, there is still the issue of enforceability; the alleged creditor carries the burden of proving that the alleged debtor was the one who acquired the charges. I do not know the particulars in your case (nor can I know them all), but I have to wonder if he could prove that you were the one who incurred the alleged debts.
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