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If you have already informed them you have a deposit on file, they should be fine with that.If you have not been late there is no reason to increase your deposit. If you feel you are being treated this way because you are in Chapter 13, then yes they should not be treating you differently in that respect. You could file a written complaint to the company, but I don't think that instituting a lawsuit would be a prudent use of your time or money. Harassment lawsuits are very hard to prove and lengthy. Write a letter and explain you have a deposit, and ask that to be the end of the issue. It could be standard policy and they may not even know you are in Chapter 13.