Sorry to hear about your garnishment. Have you told your bankruptcy attorney what is going on?
Assuming the loans they are garnishing are legitimate loans...
It is true that student loans of all types are not discharged under the new Bankruptcy Code, but the old Code which applied to cases filed in 1998 would allow some student loans to be discharged (not many, but some).
I had a client who filed under the old Code and the student loan lender came after him after discharge, and I told them I thought it was discharged since it was not a federal loan and was not made by a public entity (more or less), and they said they think the general language in the old Code protected them, so we ended up settling for half so neither side had to fund litigation on the matter.
I'm not saying this type of resolution would work for you since I do not know the details of your situation, and even if I did I cannot speculate about what may happen since it is unlawful to give legal advice in this forum, only general information, but I would talk to my bankruptcy lawyer if it was me.
If it is not a legitimate creditor...
If whoever is garnishing your wages is not an actual creditor, then you definitely should contact a lawyer right away so they can try to get the garnishment stopped.
Do you know if the two federal student loans for $4,000 each were ever paid? If not, it may be those loans which were sold to some creditor whose name you don't recognize coming after you. Federal student loans are generally not dischargeable under the old or new Bankruptcy Codes, so if that is who is garnishing you, you may be in trouble.
In any case, not to sound like a broken record, but I suggest you contact your attorney soon before they get any more money from your wages if they are illegitimate or discharged loans.
I hope this helps and a positive feedback is always appreciated if this was useful to you.
P.S. Thank you for your military service.
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You will need to find an attorney who practices in your jurisdiction to assist you is a lawsuit/settlement.
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