You have just passed the 2 years required to show you are in a defacto relationship.
The law though is mainly going to look at what you have each contributed financially. This means what you had at the begging and what you each paid from the date you started seeing each other towards the building of assets.
It will not go any further than that.
In all matters it will apply the following 4 steps but in your case there would not be much to show non financial contributions or home maker adjustments.
Step 1: Determine what the assets are and their value
This will include all assets and their value as at the day that you are dividing them. It does not matter whose name the assets are in, they will form part of the matrimonial pool. Superannuation entitlements are also included.
Step 2: Determine what contributions you and your Husband made towards the assets.
This includes a consideration of both financial and non-financial contributions. Consideration is given to what assets each of you brought into the marriage as well. The weight given to your initial contribution will be dependent upon the length of your relationship. The longer the relationship the less weight given to the initial contribution.
Step 3: What are each of your future needs.
Consideration is given to your respective ages, your comparitive income earning capacity as well as other factors.
IF these things don't balance equally for each spouse, then an adjustment is made in the percentages.
Step 4: Make an order that is just and equitable between both spouses
If your debts are incurred to help him and pay his debts you can claim them otherwise there is very little that can be done.
You have to show you have incurred the debts and he benefitted from them if you are to get anything.
It would be best to have mediation as court would cost you far too much being a short relationship
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