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Daniel
Daniel, Solicitor
Category: Australia Law
Satisfied Customers: 5525
Experience:  Bachelor of Laws (dist) Graduate Diploma in Legal Practise. Admitted NSW Supreme Court / High Court
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I have had a motor vehicle accident and my vehicle has been

Customer Question

Hello Pearl, I have had a motor vehicle accident and my vehicle has been assessed as a total loss...my Insurance company states they do not refund any pro-rata insurance premium, is this correct/usual. Thanks, Kay
JA: What state is this in? And just to clarify, when was the purchase made?
Customer: Queensland, my Insurance company on an RV is CIL Insurance
JA: Has anything been filed or reported?
Customer: Like Police report, Hospital report, email to say my vehicle has been assessed as not viable for repair.
JA: Anything else you want the lawyer to know before I connect you?
Customer: Oh sorry Pearl, I was just after a yes or no answer??
Submitted: 7 months ago.
Category: Australia Law
Expert:  Daniel replied 7 months ago.

Hello
generally it is correct sadly.
It depends on the insurance policy if it states otherwise.
It would be worth speaking with the ombudsman, but again I trust the insurance policy would state that it would NOT be paid:
https://www.fos.org.au/

I wish to help you in this situation.

Expert:  Daniel replied 7 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 7 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 6 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.

Expert:  Daniel replied 6 months ago.

Hello
I note I have not received a response?
I wish to help you in this situation.