Well the issue here is that you need to adhere to the will requirements.
BUT, you can perhaps keep the monies in trust and then have it given to the beneficiary after bankrupcy.
Issue is however, if I were a creditor, it be having a bit of a look at any finances that the person has, so it is a commercial decision for you.
In practice, for many reasons clients make agreements for such things. Holding of on getting monies till after a situation, perhaps a divorce, bankruptcy, debts etc, so it does happen.
I suspect there is no time frame stipulated in the will, just for 'person a, b, c to get stuff' so that may not be a factor.
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