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My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise but a guide to assist you.
If you are seeking to list it as a security then the person that the agreement is with has to be the owner.
If they are not the owner then you cannot use it as security to protect the loan.
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They will want to place a charge on the car and they will not give you the money to pay the car dealer. In most cases they will hand the money to the dealer and will want to see a contract.
They need the details of the car you are buying e.g. VIN numbers registration etc.
If you are not the power then they cant put the charge on it the PPSR will not allow it.
Do you have the paperwork for the car?
If this has happened I think your identity may have been stolen.
Have they sent you any information?
I believe it is fraud and they have used your details and managed to get a loan.
You have to go to the PPSR and get the details of it. If it is in your name then this person has used your identity to do this and you have to request it be removed.