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My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise but a guide to assist you.
If you have not made any payments or used the card since you left in 2009 they are out of time to side because they have 6 years from the last time the card was used or a payment made to do anything.
Do not make any payments to them and tell them that the limitation period is over and you are not paying anything.
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