My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.
Unfortunately there is no law about this. It is simply that the insurance companies are wary about inuring you.
You have to persevere.
I would suggest you try using a broker and see what they can do. It is up to the insurer if they want to take the risk and insure you. They have a right to refuse you as a client.
I am sorry I cannot give you anything more positive. I hope this makes sense and is of assistance. You may contact the Insurance ombudsman and see if they can assist you with mediation.
But there is very little else I can tell you.
If there is nothing further
thank you for using my services.
If I have missed anything, or you have any further questions please let me know
If there is anything else in the future please do not hesitate to ask.
Please do not forget to leave positive feedback.