My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.
It is legal in QLD and other states. You are a borrower on the mortgage not a mortgagee.
If you live in the house you can have all that changed and you name put on the title. There is no stamp duty,
The bank will want you to refinance and you would be also placed on the mortgage.
If it is not your home but an investment property you will have to pay stamp duty.
I hope this makes sense and is of assistance. If there is nothing further
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