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Ask Deborah Awyzio Your Own Question
Deborah Awyzio
Deborah Awyzio, Solicitor
Category: Australia Law
Satisfied Customers: 863
Experience:  Bachelor of Laws (QUT), BIT (QUT), Family Law Accredited Specialist, over 12 years experience
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Does my public liability insurance cover a claim by someone

Customer Question

Does my public liability insurance cover a claim by someone else's employee?
Submitted: 1 year ago.
Category: Australia Law
Expert:  Leon replied 1 year ago.

Good Morning

My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.

If the injury was caused by your negligence that is when it covers a third party. If you have not been negligent and the accident was not because of you then you are not liable and the insurer you have will not pay out.

It is there to cover third parties for injuries that occur that are your fault.

I hope this makes sense and is of assistance.