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My name is ***** ***** I am a NSW Solicitor. Thank you for your question, and will do my best to assist you with your question. Please understand this is not legal advise Please understand this is not legal advise but a guide to assist you.
I am a solicitor and cannot provide you with financial advise. But 5% return is very good
You should speak to a financial adviser, that is independent not part of the banks, so that you get balanced advise on various investments.
UBANK have good interest rates at call but not 5%
Not in Australia
They are foreign ones and they cannot really assist with investing here.