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The letter says that because I have sold the business which she states belongs to her mother(and always did), that I have committed Fraud? Happy to make full payment(early) to them however I wasn't aware that this was required as part of our verbal agreement. And the payout figure appears to include all remaining interest....Verbal agreements - won't be taking part in one again :-/ . thinking i should reply with the details of the verbal agreement as i understand it and ask for the accounting method used to arrive at the payment figure Stated?