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If you're getting a banging noise during spin, it means that one of the shocks below the drum is either physically broken, or the support shaft that holds the inner stainless steel drum has a broken arm and the entire inner stainless steel drum would need to be replaced which is about $500 or so. You'll want to remove the screws below the lower front panel so you can inspect the shocks to see if any look broken. if so, then replace the shock. Otherwise, you're going to need a inner inner basket an unless you are incredibly handy, this is something you'd need a technician to replace because the entire tub must be taking out of the washer and then the outer tub split in half so you can replace the inner basket.
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Your card was already charged I'm afraid or you wouldn't be able to ask this question. The shock is usually about $45 and yes you can definitely change this out yourself. If you knew the answer to your question you wouldn't have asked the question so I'm glad I was able to confirm what you may have thought was wrong to begin with but that is not reason to try to stiff someone trying to help you.