My name is ***** ***** I would be happy to help with your Hummels:
(1) Little Thrifty Bank #118, TMK3,
With the original key, this one is currently selling at auction or on line in the range of $55 - $100.
It therefore has a full retail/replacement/insurance value of $200.
(2) Santa's Little Helpers BH191/2/0 TMK 8
Issued in 2003 this one has not been out long enough to have accumulated much collector premium. It currently is selling at auction or on line in the range of $20 - $30.
Full retail/replacement/insurance value: $90.
Add 10% to these figures if you have the original boxes.
I do hope this helps!
Please let me know if you'd like me to explain or expand on any of the above, I would be glad to.