Without knowing many more specifics about the accounts and activities that you will have to record in the new company I am not able to tell you which preset chart of accounts is best suited to your particular circumstances.
Unfortunately there is no list that I can provide to be used as by a lender. The accounts and lists that QuickBooks creates are to help you get started and do not fit every business. Always, after QuickBooks sets up your company, you must add additional accounts, delete accounts you don't need, and modify your company lists to fit your business.
Financial services may be as good as it gets and as close to what you need as is available, but only you know what you are looking for in the chart of accounts. It is actually the other aspects of your business and not the presence of loans that you will want to guide your choice of preset accounts.
Regardless of which set of preset accounts you start with, each new loan will have to be entered as an asset in an asset account you create for that purpose if you will not record these as account receivables.
It may be that using subaccounts for different types of loans could useful for you to manage the information on the loans (again that is specific to your needs, for example if you have several lenders and want to track totals for each lender subaccount within the asset account you create ).
Each loan that is later sold can then be offset in that same subaccount.
Or, you could consider recording each loan as an account receivable (which may benefit the management of the loans due to the reports for accounts receivable that are in the program).
In that case you can use the detailed instructions from QuickBooks at http://support.quickbooks.intuit.com/support/Articles/HOW12900
when you sell the receivable.
There is quite a lot or work to do there with each sale but (again depending on your business activity) that may be better to track balance and receive payments on the loans even though the sale process is more difficult.
Hope this helps to guide you as you make the choice of which preset beginning chart to use for the new company that will be close to what you will be doing and how to set up the loans either for ease of selling or better tracking balances.
Please do continue to ask for more help, if needed.