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Category: General
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I have excellent income 80000 but a consumer proposal that I

Customer Question

I have excellent income 80000
but a consumer proposal that I paid off july 2015
my credit cards have never had any late payments etc
my score is 568
my regular band said no to a mortgage
realestate has gone done. my townhouse valued at 320000 may or may not be valued at this as 2 townhouses in my villiage are selling for 283000 and 260000 but they are not fully renovates as mine. my mortgage sits at 241000.
I desperately need a mortgage lender
Submitted: 9 months ago.
Category: Real Estate
Expert:  WiseOwl58 replied 9 months ago.

You should speak to the bank personally and find out why they are giving you a credit socre of 568. That is not a reson to deny you, and if you go to a mortgage broker they will definitely find you a mortgage company who will give you a loan secured by your townhouse.

Please rate 4 or 5 and close out the question. Good luck to you. I wish you all the best.